Car insurance is generally offered under two main coverages: compulsory traffic insurance and motor insurance. In addition, insurance companies diversify their car insurance services by offering different additional guarantees and policy options. Here is more detailed information about the types of car insurance:
Mandatory Traffic Insurance: According to traffic laws in Turkey, it is a type of insurance that vehicle owners should have. This insurance is designed to cover material and bodily damages caused by the vehicle. Mandatory traffic insurance covers material and physical damages caused by the owner or driver of the vehicle to third parties as a result of an accident.
Motor Vehicle Insurance: Motor vehicle insurance covers the whole or a certain part of the vehicle and ensures that the vehicle is protected against various risks. Car insurance can cover many risks such as theft, accident, natural disasters. This type of insurance is purchased in addition to compulsory traffic insurance and an additional premium is paid.
Personal Accident Insurance: Personal accident insurance is designed to cover bodily damages that the driver of the vehicle or other passengers in the vehicle may experience as a result of an accident. This type of insurance provides financial protection for the vehicle driver or passengers, such as hospitalization, treatment or disability.
Fire Insurance: Fire insurance covers damage to the vehicle as a result of fire or explosion. This type of insurance ensures that the vehicle owner is protected against the risk of fire.
Glass Breakage Insurance: Glass breakage insurance provides financial protection for the repair or replacement of windows in the event that the windows in the vehicle are broken or damaged.
Natural Disaster Insurance: Natural disaster insurance provides financial protection in case of damage to vehicles due to natural disasters. This type of insurance covers damages caused by natural disasters such as earthquakes, floods, landslides and storms.
Insurance companies, by offering different additional coverages and policy options for car insurance, provide insurance solutions that meet the needs of car owners.